For the past several years, Mr. Emmerman has been called upon by law enforcement agencies and the military to assist in the investigation of cases involving international money laundering perpetrated by organized crime, drug traffickers and terrorists. This casework, combined with his five decades of day-to-day work in international finance, has provided him with a unique view of the geopolitical issues we face today. His briefing, titled “Changing the World Map”, which reviews this unique view in detail, has been presented to all levels of law enforcement across the USA and internationally, as well as the United States military.
Jordan Bennett has been with NACHA since June 2016 and is a Senior Director, Network Risk. His focus at NACHA is with understanding Third-Party Senders and the benefits they bring to the system as well as mitigating any risk associated with this business model. Prior to NACHA, he worked at the Federal Reserve Bank of Atlanta in FedACH and in Credit and Risk Management.
Arjun Bhuptani is the cofounder and CEO of Connext, a PayFac aiming to serve the blockchain industry by rethinking compliance. Arjun focused on theoretical physics at Colgate University before he graduated and went on to become involved in the blockchain space. He has worked with and started several projects there since late 2016, and has been frustrated with both the difficulty of using blockchain technology, and the lack of consistent compliance-oriented thinking. Arjun started his current project, Connext, in May 2017 to address these issues..
Tim is a leading payments lawyer based in Europe, with a client base that stretches globally. Tim currently advises businesses involved in the payments chain, from issuers and acquirers to PSPs. Tim gives advice on regulatory changes and their impact upon the payments industry and has also been involved in lobbying Governments in relation to proposed regulatory changes. Formerly the lead payments partner at an international law firm, most recently Tim has been engaged with advising a number of businesses in relation to the implications on financial institutions of the UK leaving the EU, the Payment Services Directive and the General Data Protection Regulations. Tim regularly advises on a variety of issues relating to the acquiring market, including risk issues, compliance, e-wallets, crypto-currencies and marketplaces.
Laura GoldZung, CAMS, CFE, CFCS, CPAML, CCRP
Laura H. Goldzung, CAMS, CFE, CFCS, CPAML, CCRP is President and CEO of AML Audit Services, LLC, a boutique consultancy specializing in independent testing of anti-money laundering compliance programs and serves as its principal examiner.
Ms. Goldzung serves as a dispute resolution arbitrator for the Financial Industry Regulatory Authority (FINRA) and contributes to several compliance, industry, and university education programs. She is active with the Association of Certified AML Specialists, Association of Certified Fraud Examiners, Association of Certified Financial Crime Specialists, National Society of Compliance Professionals, SIFMA Compliance & Legal Society, International Money Transmitters Conference, Pace University and Institute of Internal Auditors.
Penny Lane heads Visa’s Payment Fraud Disruption program. She and her team of experts defend against attacks targeting the global payment ecosystem as it spans merchants, financial institutions, and new technologies. These defenses include sophisticated payments intelligence for early warning and detection, breach identification and mitigation, as well as law enforcement liaison regarding criminal investigations.
Penny also has deep experience in corporate information security, cybercrime investigations, digital forensics, reverse engineering and ethical hacking.
Prior to joining Visa, Penny served 13 years as a Senior Cryptologic Mathematician with the Department of Defense / National Security Agency. She has an MS in Applied Mathematics from John Hopkins University.
Mr. Marshall is a partner at Arnall Golden Gregory LLP where he focuses his national practice on litigating complex business disputes, with an emphasis on controversies involving the payment systems industry.
Mr. Marshall has enjoyed noteworthy successes representing payment card processors and Independent Sales Organizations (ISOs) in a wide range of matters involving private litigants, putative class representatives, states attorneys general, the Department of Justice (DOJ), the Consumer Financial Protection Bureau (CFPB), and the Federal Trade Commission (FTC). He is frequently called upon to leverage those litigation insights and familiarity with the legal and regulatory challenges facing the payments industry to help clients develop defensible underwriting and risk monitoring programs and more effectively negotiate agreements with business partners.
Scott Talbott is Senior Vice President of Government Affairs at the Electronic Transactions Association (ETA) in Washington, D.C. and is responsible for its governmental strategies, and directing ETA’s all of policy and advocacy efforts. Talbott has over twenty years of experience advocating for the financial services and FinTech industries. He has received numerous accolades in his tenure, including being named a top lobbyist by The Hill in from 2009 to 2017 as well as a “winner” for his work during the economic collapse of 2008 by Washingtonian magazine. In 2010, he appeared in the Oscar-winning film “Inside Job.” Once named NPR’s favorite bank lobbyist and the voice of the financial services industry, he is a frequent contributor to both national and international media. Talbott received his B.A. from Georgetown University, cum laude, and his J.D. from George Mason University School of Law.