We are the only annual meeting in the US exclusively dedicated to educating individuals responsible for risk mitigation and regulatory compliance. We lead the field in addressing and combating acquiring risk. 

Click Here for a full agenda.

Day 1 - Regulatory Focus

The first day will focus on all those sticky, tricky and complicated regulations. We will feature sessions from government agencies, panelists from our government relations committee and special speakers that will help you and your organization find the answers you need to have.

Day 2 - Trends & Updates

Our industry is a fast moving stream of information. It is hard to keep up, but lucky for you, we are here to help. Day 2 will feature speakers from the card brands and experts in the latest issues impacting our industry. 

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Day 3 - Tactical MAC

Back by Popular Demand!
Last year, MAC premiered Tactical MAC and it was a big hit. Our panelists and host will take some of the concepts we have illuminated over the last two days and apply them to real life scenarios. 

 

Day 1 - Regulatory Focus

March 21


8:00 AM
CONFERENCE REGISTRATION & BREAKFAST


9:00 AM
OPENING COMMENTS

9:10 AM
EXPLORING THE WORLD OF CYBER CRIME, MOTIVATIONS AND TACTICS

Jon Miller –Chief Research Officer, Cylance Inc.
We will discuss the different threat actors present today in the international cyber crime arena, talk about their tactics, motivations, and what can be done to prevent these breaches from happening to you and your organization. Followed by a brief review of some of the largest most notable breaches, and how their controls were subverted.

10:10 AM
LESSONS LEARNED THROUGH INVESTIGATION

Roberto Anguizola–Attorney, Federal Trade Commission
Department of Justice Attorney
Moderator: Jason Burt –Attorney

Jeremy Johnson and iWorksbecame comfortable with lying and deceiving to keep the business alive at the expense of the processing industry. This session will be an in-depth exploration of the lessons learned by both the FTC and DOJ and how their new understanding of our industry affects you. Representatives from the Federal Trade Commission and Department of Justice will share their thoughts on what they have learned and how they now view the acquiring industry.

10:55 AM
NETWORKING BREAK

11:25 AM
MASTERCARD PRESENTATION AND UPDATE ON CURRENT FRAUD AND BRAM TRENDS

Jeffrey D. De Petro–Business Leader, Customer Performance Integrity, MasterCard
TBD, Business Leader, US Customer Fraud Management, MasterCard
This panel will discuss the current state of the industry from a unique MasterCard perspective. Separate topics will include our panelist discussing BRAM and fraud trends and the current landscape.

12:10 PM
VISA PRESENTATION & UPDATE

Elizabeth Scofield–Director / Global Brand Protection
The specifics of Visa’s presentation is still being formulated. Each year, Visa does a wonderful update and engaging topic.

12:55 PM
“ASK THE EXPERT” LUNCH

You can speak with some of the most insightful minds from the industry! Pull up a chair and ask their subject matter expert your toughest questions.

2:25 PM
Vendor spotlight

Giact Presents:

SMART RISK MANAGEMENT Are single point detection systems still the answer? Our expert in the field will be presenting best practices that you can take back to your organization to implement. He’ll provide solutions to the challenges that balance customer service, friction and fraud.

G2 Web Services Presents:

TRANSACTION LAUNDERING 2017: CYBERCRIMINALS AND ACQUIRERS ADAPT Dan Frechtling–Chief Product & Marketing Officer, G2 Web Services Marcus Smith–Senior Vice President, Risk Management, iPayment Transaction Laundering is not new, however it is constantly evolving. Last year the community of acquirers, PFs, PSPs, ISOs and alternative payments took Transaction Laundering more seriously than ever before. Together they terminated a record number of launderers.  But the perpetrators are back, and they’ve adapted. Payment laundering, cryptocurrencies and wallets are just a few new tactics launderers utilize. The merchant acquiring industry must deploy counter-measures to stop them. Experts from G2 and a leading acquirer present real examples and the latest laundering tactics to strengthen your defense, utilizing tools such as data science, conventional investigations and the Merchant Map®.

3:00 PM
THE ACH NETWORK: PROGRESS AND PATHWAYS TO FASTER PAYMENTS

Jeanette A. Fox, AAP–Senior Director, Risk Investigations, NACHA
NACHA will be presenting exciting new changes and enhancements to the ACH Network that directly affect ACH originators and third parties. There’s last year’s Phase 1 and the upcoming Phase 2 along with a new rule for Third-Party Senders. Learn and be prepared for these exciting changes in the ACH Network!

3:45 PM
NETWORKING BREAK

4:15 PM
REGULATIONS THAT MATTER FOR THIRD-PARTY PROCESSORS

Marsha Jones –President, Third-Party Payment Processors Association
Jane Hennessy –Head of External Alliances, G2 Web Services

Third parties enabling payments take many forms, including TPPPs, PSPs, TPSs, PFs, ISOs, Digital Wallets, MSBs, MTs, to name a few. As they grow in size and number, these “nonbanks” are being regulated by new guidelines and consent orders.
The change in administration will further influence regulatory direction. Some rules will stay intact. Others will be rolled back. Banks and nonbanks alike will find some rules require continued compliance, while others may evaporate and open up new market opportunities.
Come to this session to learn the different obligations placed on different entity structures, what regulators are looking for and how the new administration may influence regulations. Presenters will share recent examples and case studies as well as tools and best practices for managing third-party relationships.


5:05
VENDOR SPOTLIGHT

Kount Presents:

SITUATION ROOM: GLOBAL FRAUD 2017 AND BEYOND

Rich Stuppy – Chief Operating Officer, Kount
Real-life examples of what the fraudsters are up to. See examples of fraudsters tools and methods for committing modern fraud. Learn mitigation techniques gleaned from thousands of businesses fighting fraud across billions of transactions/events. Learn how to construct a business plan that can provide high margin revenue and customer retention for your processing business.

SecurityMetrics Presents:

TURNING PCI UPSIDE DOWN

Determining PCI DSS scope for businesses can get complicated. SecurityMetrics' new product simplifies the process to help businesses determine their scope more easily and quickly.

Security Metrics presents:

Turning PCI Upside Down

Russ Stay – VP, Business Operations, SecurityMetrics
Determining PCI DSS scope for businesses can get complicated. SecurityMetrics’ new product simplifies the process to help businesses determine their scope more easily and quickly.


6:00 PM
PAYPAL SPONSORED COCKTAIL RECEPTION at THE SAYERS CLUB

 
 

Day 2 - Trends & Updates

March 22 

8:00 AM
CONFERENCE REGISTRATION & BREAKFAST


9:00 AM
OPENING COMMENTS

9:05 AM
SECURITY ROADMAP FOR NEXT GENERATION OF RISKS AND TECHNOLOGY

Troy Leach –Chief Technology Officer, PCI Security Standards Council
As new cyber threats emerge, and advances in technology change the way we conduct payments and secure them, now is the time to move away from static data towards dynamic data that cannot be used and repurposed for fraud. Attend this session to learn how the introduction of unique payment credentials and dynamic data is setting the course for payment security . As new cyber threats emerge, and advances in technology change the way we conduct payments and secure them, we must develop security strategies to protect sensitive data, improve how we authenticate, and simplify PCI compliance where possible.  Please join us to discuss how payment security is evolving to prevent the capture of account information for fraudulent purposes and to learn what the PCI Council is doing in 2017 to facilitate the next generation of payment security.


9:50 AM
EMV Progress Report a Year Later

Moderator: Raymond Carter–Principal, First Annapolis Consulting
Georgia Stavrakis–Vice President, Heartland Payment Systems
Aliki Liadis-Hall –Director of Underwriting & Compliance, North American Bancard
VadeeneSisk –Vice President Loss Prevention and Disputes, Elavon

Last year, our panel discussed the current state of the EMV roll out, effective strategies for EMV migration and the risks at play. This year, we brought back the same panel to discuss EMV a year later. They will discuss the updates, what went right, what went wrong, and they will bring more tales from the frontline.

10:35 AM
NETWORKING BREAK

11:05 AM
“YUUUGE” CHANGES IN WASHINGTON (BUT LESS THAN YOU THINK)

Moderator: Chris Geron–VP, Global Card Brand Management, Elavon
Kim Ford –VP, Global Government & Public Affairs, First Data
Jon Genovese –Regulatory & Government Affairs, Vantiv
Ed Wilson –Esq., Partner, Venable LLP
In this panel, Washington insiders will talk about the new administration and changes at federal and state regulatory agencies impacting payments. Panelists will cover potential changes to the Durbin Amendment, the Financial CHOICE Act, the future of Operation Choke Point, state money transmission, the potential repeal of new prepaid rules, the future of the Consumer Financial Protection Bureau, and the opportunity for self-regulatory programs in an era of expected de-regulation.

11:50 AM
FRAUD TRENDS PANEL

Moderator: Eddie Glenn –Product Marketing Manager, Fraud Prevention, iovation
Yogesh Dwivedi–Risk Manager, PayPal
Bernard McManus –Sr. Director Global Fraud Management, Sony
VinodhPoyyapakkam–Director of Risk Policy, Consulting and Merchant Risk, WePay
The new frontier of fraud is here, from BOT attacks, to ATO, mixed in with a little bit of card testing and credential stuffing.  If you don’t know what any of this means, don’t worry we have PayPal, WePay, and Sony here to help you identify and combat the threats you may not even recognize.  Please join our moderator, Eddie Glenn, from iovation as he leads this panel down a treacherous path of mitigation enlightenment!
 

12:35 PM
LUNCH

2:05 PM
VENDOR SPOTLIGHT

Midigator presents:

KEYS TO WINNING THE WAR AGAINST FRAUD AND CHARGEBACKS; BATTLE
PROVEN STRATEGIES TO PROTECT AGAINST LOSS

Mark Standfield – President, Midigator
In 2016, over 6 billion in revenue was lost due to chargebacks in the E-commerce ecosystem. Approximately 70% of that loss was attributed to “friendly” chargebacks. Most businesses are expecting increased online fraud and chargebacks this year and are actively looking for solutions to protect against losses. One ofthe first places merchants look to for help is their merchant account provider. What will your advice be to them? In this session, we will discuss what tools address which challenges and how to use these tools to create the greatest protection available for your merchants (and you).

Agreement Express presents:

THE POWER OF UNDERWRITING IN STAYING COMPETITIVE AGAINST STRIPE AND SQUARE
Peter Fitzpatrick –Director of Enterprise Sales, Agreement Express
The ‘Stripe’ like customer experience is top of mind for organizations focused on growth and unifying operations. The risk and underwriting team can be a powerful linchpin in helping their organizations compete against Stripe and Square. This session will provide insights and tangible case study examples on how to optimize your underwriting and gain unprecedented visibility into your business processes.


2:40 PM
NOT FOR HUMAN CONSUMPTION –HOW TO SPOT HIGH-RISK MERCHANTS HIDING IN PLAIN SIGHT

Niamh Lewis –Director of General Operations and Associate Product Counsel, LegitScript
This presentation will provide an overview of high-risk merchants that sell products such as designer drugs, bodybuilding injectables, and psychoactive botanicals, while hiding behind misleading marketing and fake disclaimers (including the now-classic "not for human consumption”). The presentation will provide plenty of real-world examples, so the audience can spot these types of bad actors going forward. It will also address areas of borderline legality, e.g., merchants selling plants that contain controlled substances.

3:25 PM
NETWORKING BREAK

3:55 PM
KYC PARTNERING FOR SUCCESS

Greg Carmean–Director, Core Products and Data Strategy Organization, Experian
Everyone knows the importance of knowing your customer but the ‘how’ and ‘why’ are a bit tricky. We will discuss the importance of fraud prevention by consolidating the business and business owner data assets and analytics. This will be mix of fraud prevention and compliance information that can help you ‘know your customer’ and meet regulatory requirements.

4:40 PM
STEPPING UP YOUR CUSTOMER DUE DILIGENCE

MalekaAli –President, Arc-Serv, LLC
Brian Dorchester–EVP, Operations, First American Payment Systems
Heather Mark–Director, Compliance, ProPay
Marcus Smith–Sr. Vice President, Risk Management, iPayment

FinCEN recently amended the Bank Secrecy Act to clarify and strengthen customer due diligence requirements for financial institutions. These new rules have institutions of every kind in the financial industry scrambling to make changes. The rules turned out to be more than expected by including clauses to reinforce existing customer due diligence and enhanced due diligence expectations. If you haven’t already started preparing, you might be behind in the game. So, how will this affect the payments world? Come hear our panel of speakers address the new rule, its main components, obstacles for the industry as well as what they are planning to implement at their organizations..

 
 

Day 3 - Tactical MAC

March 23

Tactical MAC will cover topics that will help you understand how compliance directly affects you on a daily basis. You will learn the essence of AML compliance and be able to test, measure and change your practices if necessary to ensure the AML pillars are properly in place. You will also hear from the Visa, Mastercard and NACHA about their 3rd party registration programs.The panelists will teach you who to register and why. 


8:30 AM
CONFERENCE REGISTRATION & BREAKFAST

9:00 AM
OPENING COMMENTS

9:05 AM
GETTING TO THE ROOT OF OURSELVES –INTERNAL AUDIT PANEL

Joli Chu –Senior Compliance Testing and Monitoring Program Manager, Intuit
Alex Salem –Vice President Internal Audit, TSYS
Jeff Szyperski –Chairman, President and CEO, Chesapeake Bank
Moderator: Kate Root –SVP, Managing Director, Chesapeake Bank
We will take a 360 degree view of an Internal Audit. Our panelists will discuss what should happen when we take a long hard look inwards… into our organization. They will speak of the importance of an internal audit, what your bank is looking for, how to conduct one, and what to do with findings.

10:15 AM
REAL-TIME ISSUE UPDATE ON QIR

Chris Bucolo–Director, Strategic Relationships & Marketing Strategy, ControlScan
How is the industry responding to the new Visa Level 4 compliance initiatives? This presentation will include a brief review of what ISOs, Acquirers and PCI Providers are doing along with a Q & A session. If we run out of time, the discussion will be continued during the Brown Bag Roundtable at the end of the day.

10:35 AM
Networking break

10:45 AM
MULTI-ACCEPTANCE PANEL ON EXTERNAL STRATEGY

Laura Livecchi–Business Leader, Vice President, Customer Risk Assessment, Mastercard
Richard Audet-Vice President, Franchise Development, MasterCard

Jordan Bennett –Senior Director, Network Risk, NACHA
Sonia Sng–Vice President, Products & Innovation Risk, Visa

The third party registration landscape is a confusing place filled with many Who and Why questions. Our panel made of Visa, MasterCard, and NACHA will help clear up the fog and shed some light on the topic.

11:00 AM
MULTI-ACCEPTANCE PANEL ON EXTERNAL REGISTRATION AND OVERSIGHT STRATEGY

Richard Audet – Business Leader/VP, Franchise Development, Mastercard
Jordan Bennett –Senior Director, Network Risk, NACHA
Mamie Lee –Senior Director, Global Third Party Risk, Visa Inc.
Laura LiVecchi – Business Leader, Franchise Integrity, Customer Risk Assessment, Mastercard
The third party registration landscape is a confusing place filled with many Who and Why questions. Our panel made of Visa, MasterCard, and NACHA will help clear up the fog and shed some light on the topic.

12:10 PM
PARTNERING TO PREDICT THE FUTURE

Edward Marshall – Partner and Co-Chair of the Payment Systems Team, Arnall Golden Gregory LLP We will share our predictions for emerging risks that payment processing will face in 2017 and beyond. Our intent with these segments is to have our MAC constituents walk away with tangible knowledge and solutions to use when problems arise in their ecosystems.

12:30 PM
CLOSING COMMENTS & CONFERENCE CONCLUSION

12:45 PM
BROWN BAG LUNCH & MAC ROUNDTABLE

We will discuss what is happening in your shop. As a group, we will share stories and discuss solutions. This session is about each of you and how we can work as a team to solve your challenges.

2:00 PM
Day 3 Concludes